Thursday, 26 April 2012
Fallen off the Frugal Wagon
I feel I need to make an act of contrition, April has been out of control, I feel lost financially and I need to regain the control that since January has been in total grip.
It’s all my own fault, April has been like all the diets that I have ever been on, I just have one minor blip and I throw in the towel – oh I’ve eaten a cream cake, well that’s it I’ve ruined it, I will just stuff my face and be damned. My frugal journey however will not be tossed to one side so easily, yep I’ve fallen but I am determined to get back on, draw a very firm line underneath it and start May as I mean to carry on.
So where did it all go wrong? Well April has been an expensive month but what started the catalyst was our week holiday to Durham with friends. This should be a relative cheap week as we take it in turns to cook so we only ended up cooking 2 meals however this with drink cost a total of £170 (for 8 people), that is horrific for essentially a home cooked meal. I have issues, I feel I have to show off, be the generous host and as I wasn’t in my kitchen and didn’t have the time and the ready ingredients to bake and cook as I would, I instead bought and boy did I buy.
That being said I should have just accepted that and counterbalanced it by being extra frugal at home, but no this blip took hold, I failed to plan for the rest of the month and I have shopped as I used to do in the bad old days. I essentially lost control and I have spent in excess of £640 this month in food and drink alone, this coupled with darling nephew’s birthday and confirmation and spending too much on him (as well as the catering) plus hubbys car insurance, and indulging hubby in buying him some new holiday clothes, the costs have well and truly spiraled and we have spent over £1000 this month on non-essential spends plus additional money (ie. Car insurance) in essential spends crickey o’reilly!
I just didn’t know how to handle the curve balls, falling out of the routine with all its extra expenditure/ financial pressures........ sorry that’s a cop out I did know how to handle it, it’s just that I chose not to handle it how I should and my in for a penny in for a pound old self reared its ugly head. I spent unconsciously and its only now as I tot everything up that the true extent of my failings has become a reality.
Right now all that is off my chest, I feel as though I have cleansed my soul. I am going to spend the rest of this evening planning May within an inch of its life, menus, batch cooking, spends etc.
Before I can ever realise financial freedom I have to have complete financial control and I’m grabbing it back with both and very firm hands.